Actually my point is that
* after the US lagged the rest of the world by decades, keeping it's magnetic swipes and avoiding chip-and-pin like the plague
* telcos dragged their heels over adding EMV to their SIMs and using TSMs over fights on the slice of their pie
* Apple spending years telling people to pay using BluetoothLE or Wifi and poo-pooing NFC
The telcos and banks have handed over retail payments to Apple on a silver plate.
* after the US lagged the rest of the world by decades, keeping it's magnetic swipes and avoiding chip-and-pin like the plague
* telcos dragged their heels over adding EMV to their SIMs and using TSMs over fights on the slice of their pie
* Apple spending years telling people to pay using BluetoothLE or Wifi and poo-pooing NFC
The telcos and banks have handed over retail payments to Apple on a silver plate.
Land of the Long White Cloud and no Software Patents.